Membership
The Antidote to Financial Hype.
You don't need to be brilliant. You just need to avoid certain mistakes. We help you avoid the expensive unforced errors that destroy wealth.
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Philosophy
The Game Is Rigged. Win Anyway.
The financial industry often sells Complexity and Activity. LongtermTrends is built around Simplicity and Endurance. Long-term investors protect compounding by avoiding the mistakes that interrupt it. We build systems that let you sleep at night.
Membership
LongtermTrends Membership
Start free. Upgrade when you want tools, reports, and member support built for long-term investors.
Transparent incentives
How LongtermTrends is paid.
LongtermTrends is supported by members like you and selected partner referrals. We make those incentives visible because a recommendation should still make sense after you know who gets paid.
Members fund LongtermTrends
Your membership pays for the tools, reports, meetups, Discord access, and support that go beyond the charts.
Partners may pay referral fees
Some partners may pay LongtermTrends when readers sign up through our links. We disclose that incentive, and the offer still has to fit a simple, low-cost, long-term framework.
Target audience
The mistakes change with your stage.
Successful investing is mostly about avoiding preventable mistakes. Early on, that means starting simple and not getting pulled around by cash anxiety, market hype, or complexity. Later, the costly mistakes get bigger: fees, taxes, estate planning, concentration risk, and major life decisions all deserve a second set of eyes.
For The Wealth Builder
You are still accumulating. The main job is to start, keep costs low, avoid overcomplication, and build a system you can stick with when markets get noisy.
For The Wealth Preserver
You have more to protect. The main job is to avoid expensive mistakes, stay disciplined, and make big decisions with a second set of eyes.
Flagship publication
The Weekly Macro Report
The single page you need to stay up to date. We aggregate the signals, filter the noise, and give you the complete picture in one place.
View Latest Report →Regime tool
The Macro Compass
See how assets have behaved across different macro regimes. Useful context for allocation decisions, not a market-timing signal.
Explore The Compass →AI planner
Investment Co-Pilot
An AI-powered educational tool built on the Simple, Cheap, Safe, and Easy philosophy from John Y. Campbell's research. The Co-Pilot helps you draft an Investment Policy Statement (IPS) around the trade-offs in your own inputs.
Open Co-Pilot →
Retirement planning
FIRE Agent
Model Financial Independence and Retire Early (FIRE) scenarios with more transparency. The FIRE Agent uses deterministic Python calculations and Bill Bengen's updated research to show the assumptions behind the result.
Try FIRE Agent →
Network
Connect With Long-Term Investors
Stay close to people who care about evidence over hype, patience over FOMO, and disciplined strategies over constant reaction.
How peers help each other stay disciplined
- ✓Discuss markets with like-minded long-term investors.
- ✓Share research for evidence-based feedback.
- ✓Get support when hype or FOMO tests your strategy.
- ✓Pressure-test assumptions before behavioral mistakes get expensive.
- ✓Get event announcements for meetups and updates.
FAQ