Privacy Policy

Last Updated: January 11, 2026

LongtermTrends ("we," "us," or "our") operates longtermtrends.com and related AI-powered tools including the Investment Co-Pilot and FIRE Agent. This Privacy Policy explains what information we collect, how we use it, and your rights regarding that information.

Our Commitment: We collect only what we need to provide the Services. We do not sell your data. Ever.

1. Information We Collect
When you create an account, we collect your email address and your name. When you use our AI agents, we collect messages you send, agent responses, financial inputs you provide, and session identifiers. We also automatically collect IP addresses, browser information, and page visit timestamps.

2. How We Use Your Information
We use your information to provide the Services, generate financial projections, improve our AI agents, debug issues, prevent fraud, and analyze usage. We do NOT sell your data, share your financial inputs with others, or train AI on your conversations without consent.

3. Advertising & Cookies
For non-premium users, we work with third-party advertising companies (such as Google AdSense) to serve ads when you visit our website. These companies may use information (cookies, device identifiers, and other device data) about your visits to this and other websites in order to provide advertisements about goods and services of interest to you. We do not actively process this data ourselves for advertising purposes, but we allow these partners to collect it through our site.
Google AdSense uses cookies to serve ads based on your prior visits to our website or other websites. Google's use of advertising cookies enables it and its partners to serve ads to you based on your visit to our sites and/or other sites on the Internet.
You can opt out of personalized advertising by visiting Google's Ad Settings. Alternatively, you can opt out of a third-party vendor's use of cookies for personalized advertising by visiting www.aboutads.info.

4. Data Sharing
We share specific data only with necessary providers:

• AI Service Providers: Your conversation content is processed by Google (Gemini API) to generate responses. We explicitly do not send your personal metadata (Name, Email, IP Address) to Google. However, the full content of your messages is sent to Google for processing, so please avoid sharing sensitive personal information in your chats.
• Advertising Partners: As described in Section 3, we allow advertising partners to collect data via cookies and scripts for non-premium users.
• Analytics Providers: We share technical and usage data (like page visits, click events, and browser type) with Google Analytics and Posthog to improve our service.
• Hosting & Infrastructure: Technical logs (IPs, timestamps) are processed by our hosting providers to run our servers.
• Legal Authorities: Only as strictly required by law.

5. Data Retention
Account information is kept until you delete your account. Conversation logs and financial inputs are retained indefinitely to improve our AI models and debugging. Technical logs are retained as needed for administrative purposes. Chat history displayed in your browser window is stored locally on your device (in LocalStorage).

6. Data Security
We use encryption in transit (HTTPS), access controls, and secured hosting infrastructure. However, no system is 100% secure. You use the Services at your own risk.

7. Your Rights
All users may request access to, deletion of, or correction of their data. EU/UK users (GDPR) have additional rights including data portability and objection to processing. California users (CCPA) have the right to know what data we collect and request deletion. To exercise your rights, email: info@longtermtrends.com.

8. Children's Privacy
Our Services are not directed to children under 16. We do not knowingly collect personal information from children.

9. International Data Transfers
Your data may be processed in countries outside your residence, including the United States. We ensure appropriate safeguards are in place.

10. Third-Party Links
Our Services may contain links to third-party websites. We are not responsible for their privacy practices.

11. Changes to This Policy
We may update this Privacy Policy from time to time. We will notify you by updating the "Last Updated" date above. Continued use after changes constitutes acceptance.

12. Contact Us
Email: info@longtermtrends.com
Website: longtermtrends.com